Loan Finder Services – Find the Right Loan for You in 3 Minutes.
Searching for a loan is a difficult and confusing task, especially if you consider the many options available online. Our loan finder services have you in mind.
Before beginning with your search, however, there are several critical questions that must be answered:
- How is your credit history?
- Do you know your credit scores?
- Have you seen what is in your file the major credit bureaus have?
Only then you will be able to realistically know how much you can borrow. Additionally you will know what are the steps to follow in order to fix any errors, if any in your credit reports.
Where can I find my Credit History
The importance of knowing your Credit Scores
What do Credit Bureaus Do?
Loan Finder Services We Offer
Finding the right personal loan only takes a few minutes, even with bad credit or no credit at all. Just complete our application form and we will match you with the most reputable personal loans lenders on the market. You may be able to get an answer in just a few minutes. It never takes more than 48 hours.
Lets look at the things lenders look at and things you can do to get the best interest rate.
Getting a Bad Credit Loan
While most lenders review your credit reports, our personal loans lenders are not solely interested in your credit history. Instead they focus on your employment record and your income. They know that bad things happen to good people. And while credit ratings can be damaged by the loss of a job or an unexpected illness. You will get better rates if you have collateral and apply for a secured loan rather than an unsecured loan or even a payday loan for those quick needs. Whatever the case, getting a loan through us is easy and painless.
Repairing Bad Credit
Repairing bad credit is a “Catch 22”situation. You need a loan to repair your credit. Hence you can’t get a loan because your credit is bad. We work with lenders who specialize in offering personal loans to people with credit problems. Therefore, they can get their credit back on track. Among the options offered may be credit cards or lines of credit. Getting a loan and making payments on time makes credit scores go up. Once your credit score is back on track, when you apply for any loans, the interest will be much lower. Regardless of the type of loan, always pay on time.Timely payments show you are not a bad credit risk. So make sure that you can afford the repayments before taking a loan.
Processing Your Loan Application
After you complete our personal loans form, you will be contacted by lenders to discuss your application. When talking to the loan representative, take notes about the annual percentage rate of the loan. Also note any other fees and penalties charged for prepayment of the loan or for late payments. In some cases lenders will perform a credit check, after which a loan officer will review the application. He or she will ask for any supporting documentation like proof of employment and proof of income. Therefore make sure to be truthful in your application.
The Amount of Your Loan
When the personal loans officer reviews the application for the loan he or she will determine whether you have enough income to be able to make regular payments on the loan. On this note, the loan will be approved for less than the requested amount if your income is considered too low. This benefits both you and the lender since the lender has a better chance of receiving payment for the loan, and you have payments which fit within your budget instead of struggling to make payments you can’t really afford.
No matter what your credit rating, our loan finder services will help you to get the money you need by matching you with the right personal loans lender. It’s quick and easy and you get an answer almost right away from lenders who specialize in credit repair and bad credit loans.